Leverage Financing in Your Favor

Before you move forward, we highly suggest getting an estimate from your local community bank. Throughout the years we have found our customers receive amazing rates with a bank they have a strong relationship with.

We specialize in getting our hands dirty so we’ve done the grunt work of selecting the best metal building financing options for you.

Financing Options

Texas Metal Building Financing

Home Improvement Loans

  • Credit rating 600+
  • Application stays open for 5 days
  • Applicant must be homeowner
  • Must have existing home on property
  • Max $400,000
  • Fast Approval
  • Easy Application Process
  • Click here for a video how it works
Financing Texas Metal Building

Upgrade Financing

  • Credit rating 600+
  • Fast Funding
  • Application stays open for 6 months
  • Must have existing home on property
  • Max $50,000
  • No prepayment penalties
  • No Credit Impact
Financing for Texas Metal Buildings

Greensky

  • Credit rating 550+
  • Max $250,000
  • No Home Equity Required
  • 60 sec pre-qualification. 
  • Funding within 1-3 days
  • Easy Application Process
  • No prepayment penalties
  • Download Brochure Here

Looking for an Estimated Monthly Payment?

  • Free Estimate
  • No Credit Pull
  • Instantly Calculates Monthly Payment

Frequently Asked Questions

Why are metal building rates higher than auto loans and mortgages?

Interest rates for metal buildings may be higher due to the perceived higher risk associated with them.

Factors that could contribute to this include:

  • Higher cost of materials
  • Specialized skills required to construct the building
  • Use of the building which can be seen as riskier than residential loans. 
Does it affect my credit?

The estimator will not affect your credit.

The pre-approval does not pull your credit.

When you accept a loan offer, then it will be a hard pull (hard inquiry) on your credit. 

What documentation do I need to be prepared with?

The documentation required for loan approval sometimes includes:

  • Personal identification: government-issued ID, passport, or driver’s license.
  • Proof of income: payslips, tax returns, bank statements, or other financial documents that demonstrate your ability to repay the loan.
  • Financial information: details of your assets, debts, expenses, and credit history.
  • Property information: documents related to the property being used as collateral for the loan, such as a title deed or property survey.
  • Lenders may ask for construction contracts as proof
  • Signature: loan application, loan agreement, and other relevant documents that need to be signed.
How long can you finance a metal building?

You may quality for financing programs that can finance a metal building for up to 12 years. 

Can the process be done electronically?

Yes, financing can be done electronically. 

Can you finance the full project that includes metal building, concrete, insulation, and more?

For WolfSteel Buildings, we can finance all products we offer which includes metal building, site preparation, concrete, and insulation.

When does my interest start?

Interest will start when funds are released to you. Keep in mind, depending the scope and timeline of your project you may accumulate interest during the construction process.