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Leverage Financing In Your Favor

Our financing options are a great resource when investing in a new metal building, we know it’s a significant decision, & we recognize the importance of exploring financing options, as a strategic move.

Smart financial management isn’t about having all the resources upfront; it’s about leveraging available options to maximize your investment.

Whether you’re looking to minimize initial costs, reduce tax burdens, or optimize cash reserves, our lender relationships are available for you!

We specialize in getting our hands dirty so we’ve done the grunt work of selecting the best metal building financing options for you.

Financing Options

We’re proud to have a strong partnership with Frost Bank, one of Texas’s most respected local banks, known for their exceptional service and commitment to community values!

Personalized Service: We have a direct contact at Frost Bank, ensuring that our clients receive personalized and responsive service as they guide you through the financing process.

Proven Track Record: Our clients have successfully financed their projects through Frost Bank, benefiting from their competitive rates and flexible terms. Their satisfaction is a testament to the bank’s capability and integrity.

Texas Metal Building Financing
  • Credit rating 600+
  • Application stays open for 5 days
  • Applicant must be homeowner
  • Must have existing home on property
  • Max $400,000
  • Fast Approval
  • No credit impact to apply
  • Click here for a video how it works
  • Credit rating 600+
  • Fast Funding
  • Application stays open for 6 months
  • Must have existing home on property
  • Max $100,000
  • No prepayment penalties
  • No credit impact to apply
  • Credit rating 550+
  • Max $250,000
  • No Home Equity Required
  • Funding within 1-3 days
  • No prepayment penalties
  • No credit impact to apply
  • Download Brochure Here

Looking for an Estimated Monthly Payment?

  • Free Estimate
  • No Credit Impact
  • Instantly Calculates Monthly Payment

Frequently Asked Questions

Why are metal building rates higher than auto loans and mortgages?

Interest rates for metal buildings may be higher due to the perceived higher risk associated with them.

Factors that could contribute to this include:

  • Higher cost of materials
  • Specialized skills required to construct the building
  • Use of the building which can be seen as riskier than residential loans. 
Does it affect my credit?

The estimator will not affect your credit.

The pre-approval does not pull your credit.

When you accept a loan offer, then it will be a hard pull (hard inquiry) on your credit. 

What documentation do I need to be prepared with?

The documentation required for loan approval sometimes includes:

  • Personal identification: government-issued ID, passport, or driver’s license.
  • Proof of income: payslips, tax returns, bank statements, or other financial documents that demonstrate your ability to repay the loan.
  • Financial information: details of your assets, debts, expenses, and credit history.
  • Property information: documents related to the property being used as collateral for the loan, such as a title deed or property survey.
  • Lenders may ask for construction contracts as proof
  • Signature: loan application, loan agreement, and other relevant documents that need to be signed.
How long can you finance a metal building?

You may qualify for financing programs that can finance a metal building for up to 12 years. 

Can the process be done electronically?

Yes, financing can be done electronically. 

Can you finance the full project that includes metal building, concrete, insulation, and more?

For WolfSteel Buildings, we can finance all products we offer which includes metal building, site preparation, concrete, and insulation.

When does my interest start?

Interest will start when funds are released to you. Keep in mind, depending the scope and timeline of your project you may accumulate interest during the construction process.